AI-Native Credit Infrastructure for MSMEs

Building intelligent credit rails for the next billion entrepreneurs. Our AI-powered platform transforms how financial institutions assess risk, enabling faster, more accurate lending decisions for micro, small, and medium enterprises.

Powering the Future of Credit

Building the infrastructure that enables smarter, faster, and more inclusive credit decisions

MSMEs Served
500+
Disbursal
5 Cr+
Data Points Analyzed
10k+
Data Sources Integrated
10+

Platform Features

A fully integrated suite of financial and credit products

Reduce costs, grow revenue, and scale your lending operations on a fully integrated, AI-powered platform. Use Neodhan to handle all of your credit-related needs—from underwriting to monitoring—and launch (or invent) new business models.

Credit Intelligence

AI-driven infrastructure for risk, underwriting, and portfolio performance.

  • AI Underwriting Engine
  • Early Warning System
  • Fraud Detection

Data Infrastructure

Unified data connectivity across DPI and private sources.

  • Account Aggregator Connect
  • ONDC Gateway
  • Alternate Data Hub

Risk & Analytics

Visibility and insights across the entire credit lifecycle.

  • Portfolio 360 Dashboard
  • AI Insights Engine
  • Data Pipeline

Credit OS

End-to-end modular infrastructure for modern lenders.

  • Embedded Lending OS
  • Partner Connect
  • LOS + LMS

Developer Tools

APIs, SDKs, and sandbox for AI-credit innovation.

  • Neodhan APIs
  • Sandbox Environment
  • Webhooks & Extensions

Fully Integrated

All products work seamlessly together—from data collection to risk monitoring to portfolio management.

  • Unified data layer across all products
  • Single API for all credit operations
  • End-to-end credit lifecycle management
Early Warning System

Early Warning System

Real-time risk monitoring and early detection of potential credit issues before they impact your portfolio.

Real-time monitoring
Risk alerts
Portfolio insights

Risk Dashboard

High Risk12
+2%
Medium Risk45
-5%
Low Risk143
+8%

Recent Activity

Customer XYZ payment delayed
Industry trend alert
Market volatility detected

Supported By

DPIIT

DPIIT

NABARD assisted SDAU Rural Business Incubation Centre

NABARD assisted SDAU Rural Business Incubation Centre

MSSU i-Spark Foundation (Maharashtra State Innovation Society, Government of Maharashtra)

MSSU i-Spark Foundation (Maharashtra State Innovation Society, Government of Maharashtra)

Grameen Foundation

Grameen Foundation

Our Partners

Spheeti Fintech

Spheeti Fintech

Credin

Credin

Niyokraft

Niyokraft

Niviloans

Niviloans

Midha Capital

Midha Capital

Kuberjee

Kuberjee

KeshvaCredit

KeshvaCredit

Payme

Payme

Ready to transform your credit infrastructure?

Join leading financial institutions who trust Neodhan to power their credit decisions with AI-native intelligence and real-time risk assessment.